1. Introduction
ICICI Bank is one of India’s top private sector banks, offering personal loans for multiple financial needs, including weddings, travel, medical emergencies, and home renovations. With a seamless application process and quick approvals, ICICI personal loans are among the best options available.
2. Features and Benefits
- Loan Amount: Up to Rs. 50 lakhs for salaried individuals.
- Flexible Repayment Tenure: 12 to 72 months.
- Competitive Interest Rates: Starting from 10.75% per annum.
- Minimal Documentation: Quick approval with basic paperwork.
- Instant Disbursal: Pre-approved customers receive funds within hours.
- No Collateral Required: 100% unsecured loans.
3. Eligibility Criteria
- Age Limit: 21 to 60 years.
- Employment Type: Salaried professionals and self-employed individuals.
- Minimum Salary Requirement: Rs. 30,000 per month.
- Work Experience: Minimum 2 years.
- Credit Score: 750+ preferred.
4. How to Apply
- Online: Visit ICICI’s official website, fill out the application, upload documents, and submit.
- Offline: Visit an ICICI branch with the required documents.
5. Documents Required
- Aadhaar/PAN card, salary slips, bank statements, and employment proof.
6. Personal Loan Interest Rates
- Interest Rate: 10.75% to 20% per annum.
- Processing Fee: Up to 2.5%.
7. Conclusion
ICICI Bank personal loans provide an efficient and customer-friendly borrowing experience. Apply today for a hassle-free loan approval.
