Axis Bank Personal Loan: Features, Eligibility, and How to Apply

1. Introduction

Axis Bank provides personal loans with competitive rates and quick processing, making it ideal for those in need of urgent funds.

2. Features and Benefits

  • Loan Amount: Up to Rs. 40 lakhs.
  • Tenure: 12 to 60 months.
  • Interest Rates: Starting from 10.99%.
  • Quick Approval: Instant loan for pre-approved customers.

3. Eligibility Criteria

  • Age: 21-60 years.
  • Minimum Income: Rs. 15,000 per month.
  • Credit Score: 750+ preferred.

4. How to Apply

  • Online: Apply on the Axis Bank website.
  • Offline: Visit a branch with documents.

5. Documents Required

  • PAN, Aadhaar, salary slips, and bank statements.

6. Personal Loan Interest Rates

  • Rate: 10.99% to 21% per annum.
  • Processing Fee: 1.5% – 2%.

7. Conclusion

Axis Bank personal loans are ideal for quick funding needs. Apply now for hassle-free processing.

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